Toronto-cityThe City of Toronto offers new programs and services to help Torontonians – especially seniors, youth and people looking for work – to survive in times of economic uncertainty.

These new programs were approved as part of the 2009 Operating Budget.

Emergency Rental Deposit Loan Program

The Emergency Rental Deposit Loan Program provides an interest-free repayable loan for last month’s rent deposit to households where changes in economic situation necessitate a move to more affordable housing. Coming up with last month’s rent can be a barrier to finding new housing when your income is low. This program will help about 450 households in market housing. As well, homeowners facing foreclosure who meet eligibility criteria and need assistance to move to more affordable rental accommodation can access this program. (People receiving Ontario Works or Ontario Disability Support Payments are not eligible and should seek assistance from their income support worker.)

Emergency Rental Deposit Loan Program Eligibility

  • Must be experiencing housing problems because of the impact of the recession (job loss, income reduction)
  • One-time, interest-free loan for paying last month’s rent deposit
  • Must be of low income
  • Must be a tenant in market (non-subsidized) housing, or have recently lost housing, or be a homeowner facing mortgage foreclosure
  • Cannot be moving into subsidized housing
  • Those who receive income from Ontario Works or the Ontario Disability Support Program are not eligible

How do I access the program?

Call the Rent Bank Central Office, Neighbourhood Information Post, : (416)924-3862 to leave your name and phone number; or put this information in an email to torontorentbank@nipost.org

Enhanced: Homemakers and Nurses Services Program
The City’s Homemakers and Nurses Services program (HMNS) provides homemaking help, based on financial and eligibility criteria, for low-income seniors and adults with disabilities or chronic illnesses.

The value of HMNS is in supporting individuals towards healthy aging, maintaining independent living in the community and preventing the decline that often leads to higher cost healthcare services, including admission to long-term care homes. Currently serving approximately 2,400 individuals and providing over 170,000 hours of service per year, HMNS is expanding to provide an extra 10,000 – 11,000 hours of service annually, serving an additional 100 – 120 people more information

Enhanced: Cafeteria Service open to Low Income Seniors within Local Communities
The City’s long-term care homes operate limited cafeteria services. The Division is opening its noon-hour cafeteria service to low-income seniors in the immediate community for them to purchase nutritious meals at low cost (including take out service.) The cost for an entrée, vegetable, potato and coffee/tea will be under $5.00 (minor additional fee for take-out may be required). Seniors will be able to register for meals on a regular basis, attend periodically and/or purchase take-out. Although the volume of meals provided will vary based on the level of community response, it is anticipated that each cafeteria will be able to serve more than the estimated 25 people per location, Monday through Friday more information

Enhanced: Seniors Drop-in Centre at Adult Day Programs
Three of the City’s Long-Term Care Homes directly operate Adult Day Programs (ADP). These homes will be opening their doors to the community through the creation of safe seniors’ drop-in centres for vulnerable seniors, without the requirement to register and regularly attend the ADP. The drop-in centres will provide a place for seniors to feel safe, socialize and develop friendships and/or access information about available community services. Although individuals attending the drop-in centre will not stay for the entire day, each home will be able to coordinate support for up to 15 to 20 individuals, Monday through Friday. Opening dates for the drop-in centres will be staggered throughout the year more information

New: Emergency Rental Deposit Loan Program
The Emergency Rental Deposit Loan Program provides an interest-free repayable loan for last month’s rent deposit to households where changes in economic situation necessitate a move to more affordable housing. Coming up with last month’s rent can be a barrier to finding new housing when your income is low. This program will help about 450 households in market housing. As well, homeowners facing foreclosure who meet eligibility criteria and need assistance to move to more affordable rental accommodation can access this program. (People receiving Ontario Works or Ontario Disability Support Payments are not eligible and should seek assistance from their income support worker.)

New: Toronto Rent Bank Loans
Increased flexibility for Toronto Rent Bank loans will help qualifying low-income households to remain in their housing through a period of economic difficulty, and to avoid eviction or bankruptcy. The Toronto Rent Bank provides interest-free loans to help tenants who have received an eviction notice because they are behind in their rent. About 1,000 loans were made last year through a network of seven access centres across the city. The Provincial government has provided an additional $500,000 in funding this year, for a total of $1.8 million. Additional flexibility in repayment terms for these loans will assist tenants facing economic hardship to get through challenging financial circumstances without losing their housing. torontorentbank@nipost.org

Toronto Rent Bank: Increased Flexibility on Repayment Terms

Eligibility

  • Behind on the rent
  • Facing eviction
  • Living in market rental housing (not subsidized)
  • Current and new loan recipients are eligible for the new repayment rules

Cannot be receving payments from Ontario Works or the Ontario Disablity Support Program

Current and new loan recipients are eligible for the new repayment rules Cannot be receiving payments from Ontario Works or the Ontario Disability Support Program

How do I access the program?

Call the Rent Bank Central Office, Neighbourhood Information Post, at (416)924-3862

New: Social Housing in-Situ Allowance
The Social Housing In-situ Allowance will help about 100 tenant households in social housing who pay market rents and may face eviction because of loss of income. Many social housing communities are home to both those who receive rent-geared-to-income (RGI) subsidies and those who pay market rents. A job loss could mean loss of housing for the latter group if they can no longer pay their rent while waiting for a RGI unit to become available in their building. The new program will give non-profit providers the ability to provide a time-limited housing allowance to households so they can remain in their units within the social housing community. Housing allowances of up to $350 per month (up to $450 per month for units larger than two bedrooms) will be available for up to 18 months more information

Social Housing In-Situ Allowance
Eligibility

Households must demonstrate that their income or housing affordability has been affected by the economic downturn. Criteria include those who are paying a large percentage of their household income on rent and have experienced a recent job loss or a reduction in hours of employment

Tenants in market rent units in social housing

Must be on the centralized waiting list for subsidized housing or must be eligible to be on the waiting list

Applicants cannot be receiving income from Ontario Works or the Ontario Disability Support Program

How do I access this program?

Tenants wishing to be considered for the housing allowance should identify themselves to their housing providers as soon as possible

Housing providers will review applications and submit those that are eligible to the City of Toronto for consideration

more information

Enhanced: Employment Services at Library branches
Toronto Public Library will help job seekers by expanding job programs to reach over 6,000 people, adding 35,000 new books at all 99 branches for additional employment resources, and offering a new online website for job, career and small business information at www.torontopubliclibrary.ca/jobhelp

source: toronto.ca

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